This EMI Financing Agreement (“Agreement”) is entered into between Cellonn.com (“Company”) and the purchaser (“Customer”) on the date mentioned below.

By signing this Agreement or accepting EMI financing electronically, the Customer agrees to be bound by the terms and conditions contained herein.

1. Customer Details

Customer Name: ______________________

Mobile Number: ______________________

Email Address: ______________________

Residential Address: ______________________

KYC Verification ID: ______________________

2. Product Details

Product Name: ______________________

Brand: ______________________

Model Number: ______________________

Order Number: ______________________

Invoice Number: ______________________

IMEI / Serial Number (if applicable): ______________________

Purchase Date: ______________________

3. Financing Terms

EMI Tenure (Select One)

☐ 6 Months

☐ 9 Months

☐ 12 Months

Monthly EMI Amount: ₹________

EMI Due Date: ________ of every month

Financing Start Date: ______________________

Financing End Date: ______________________

4. Customer Obligations

The Customer agrees to:

• Pay all EMIs on or before the due dates.
• Provide accurate and complete information during KYC verification.
• Maintain updated contact information throughout the financing period.
• Promptly notify Cellonn of any change in address, mobile number, or email address.
• Cooperate with verification, collection, and compliance procedures when reasonably requested.
• Use the financed product in accordance with applicable laws and manufacturer guidelines.

5. Payment Terms

• EMI payments shall be made through approved payment methods specified by Cellonn.
• Customers are responsible for ensuring sufficient funds are available on the payment due date.
• Payment receipts shall be generated upon successful EMI payment.
• Any payment disputes must be reported within seven (7) days of the transaction.

6. Late Payment Charges

• Failure to pay an EMI by the due date may result in late payment charges.
• Any applicable charges shall be disclosed to the Customer in advance and shall comply with applicable laws.
• Repeated delays may impact future financing eligibility.

7. Default and Recovery

A Customer shall be considered in default if:

• One or more EMI payments remain unpaid beyond the applicable grace period.
• False information or fraudulent documentation is provided.
• The Customer violates material terms of this Agreement.

In case of default, Cellonn may:

• Suspend financing privileges.
• Demand immediate payment of overdue amounts.
• Initiate lawful recovery procedures.
• Engage authorized recovery agencies in accordance with applicable law.
• Pursue any other legal remedies available under Indian law.

8. Product Ownership

• Ownership of the product shall transfer to the Customer upon purchase.
• The Customer remains obligated to pay all outstanding EMIs regardless of product loss, theft, damage, or malfunction unless otherwise required by law.

9. Cancellation and Refunds

• EMI-financed purchases shall be subject to Cellonn’s Return, Refund, and Cancellation Policies.
• Approved refunds may first be applied against any outstanding financed amount before any balance is refunded to the Customer.

10. Customer Representations

The Customer confirms that:

• All information and documents submitted are true, accurate, and complete.
• The Customer has read and understood this Agreement.
• The Customer has the legal capacity to enter into this Agreement.
• The Customer agrees to comply with all payment obligations.

11. Limitation of Liability

Cellonn’s liability under this Agreement shall be limited to the extent permitted by applicable law.

Cellonn shall not be liable for indirect, incidental, consequential, or special damages arising from the financing arrangement.

12. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of India.

Any disputes arising under this Agreement shall be subject to the exclusive jurisdiction of the courts located in Delhi, India, unless otherwise required by applicable law.

13. Acceptance

By signing below or accepting electronically, the Customer acknowledges that they have read, understood, and agreed to all terms of this EMI Financing Agreement.

Customer

Name: ______________________

Signature: ______________________

Date: ______________________

For Cellonn.com

Authorized Signatory: ______________________

Designation: ______________________

Signature: ______________________

Date: ______________________

Cellonn.com
Email: support@cellonn.com